Mortgage Broker Hornsby

Better Home Loans For Busy Business Owners And People With Unconventional Lending Circumstances

No matter if you are a business owner on your own, if you operate with a company structure, or if you use a discretionary trust, if you are seeking a mortgage, refinancing options, or investment opportunities, we can help.

We are proud to offer services to the: Hornsby, Hornsby Heights, Waitara, Asquith, and their adjoining areas.

Rather than making the journey to us, we can meet your needs on the phone or through a video link, so you don’t need to come to us.

With access to an extensive network of 49+ lenders, we can find a mortgage solution tailored to your individual needs, and source the best possible interest rates for your loan.

As your local Hornsby mortgage broker, I am available to provide help regarding;

Get in touch today, I promise no sales pitch!

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Access to more lenders to get you the right finance for your situation, fast

Loans are structured to protect you, your credit rating

Specialists in helping business owners with unconventional lending circumstances

Complete done-for-you service (including paperwork)

Getting A Home Loan When You Own A Business Can Be Tricky. Which Of These Challenges Are Concerning You Most?

Like many self-employed business owners looking for a home loan, are you…

Too busy to compare dozens of loans from multiple lenders to ensure you get the right option for your situation… and wish you had a trustworthy expert to do all the legwork for you?

Worried about getting declined (and having your credit rating damaged), and wish you had someone to help you get approved the first time?

Concerned your local bank or broker may not have the product options (or expertise) to help you structure your loan for maximum borrowing capacity, and flexibility?

Unsure if your current loan is the right one for you, right now… and want a second opinion to make sure you’re not needlessly overpaying?

And like most self-employed business owners, are you looking for an easier way to get the right home loan, so you can get on with building your business and your life?

Many self-employed business owners have these same questions and concerns. That’s why we developed a no-obligation Consultation where you can get the information you need to get fast approval for a better home loan.

How We Help Business Owners Get A Better Home Loan

Over the past 13 years we’ve helped hundreds of self-employed business owners get home loans with better interest rates, lower fees, and more flexible conditions.

The Right Loan For Your Situation

Unlike other banks and brokers that most commonly cater for wage earners (not business owners), and are restricted to selling their own or brand-approved lending products (whether they are right for you or not), we specialise in working with business owners and have access to hundreds of loan options from dozens of lenders to ensure you get the right loan for your situation.

We Don’t Just Find You a Loan

While other banks and brokers merely find you a loan, we look at your whole financial situation and help you structure your finance to protect your assets.

We Even Do The Paperwork

Once we find the right home loan, we pre-fill all the forms to save you time and maximise your approval success. And we review everything each year to ensure you’ve always got the right home loan for you.

Hundreds of Business Owners Trust Pro Options To Get Them The Right Loan.

Let Some Of Them Tell You Why…

The team at Pro Options has more than 48 years of combined experience helping self-employed business owners get fast approval for a better home loan. Here’s what some of them say about their results and experience with our team:

On Site

A Huge Thank You To Alex From Our Mortgage Options!!

A huge thank-you to Alex from Our Mortgage Options!! I came across Alex about 18 months ago when my partner and I were trying to get into the housing market as first home buyers. Thank god we found Alex and had him on board to help us with our journey. He guided us all the way from getting our pre approval to buy our land and house making everything so easy and stress free. He found us a great loan and bank, explaining everything we needed to know in plain english. He managed everything related to our bank including progress payments and inspections with his communications always prompt causing no delays. Thank-you Alex for helping us to get our first home:)

Melissa
Melissa October 2, 2023
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I have been working with Alex for 12 years and he has been wonderful to deal with, his knowledge and client focus have saved me thousands of dollars. Highly recommended!

Carl Brooks September 4, 2023
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Alex and his team are top notch brokers and always goes beyond the call of duty to help clients, I would recommend his service to anyone needing finance.

Laurence Hugo May 17, 2023
On Site

My Investment Refinance Journey Paid Huge Dividends!!

“As an experienced investor who has required finance for property purchases whether they be for land, units, houses or for construction both in NSW or interstate, I’m always after a better deal. Ultimately the better the deal, the more dollars I can drive back into further investments to achieve my financial freedom dreams and fund my lifestyle that includes a comfortable family home, private school fees for my children, numerous overseas trips, and stepping ever closer to leaving the rat race behind. Recently in this strange Covid-19 world, Alex at Our Mortgage Options managed to refinance my exisiting mortgages and secure me additional construction loan finance that has now paid off handsomely. I’m basically at minimum now $500 a month (or $6000 a year) better off with reduced interest rate payments meaning that the next project after this new property is built, is not that far away. The refinance journey due to financial institution compliance can sometimes be excruciatingly long and frustrating but with Alex in your corner, well worth it!!”

Martin - Western Sydney
Martin - Western Sydney July 1, 2022
google

Alex was extremely helpful throughout our 1st home purchase. He made the process smooth and hassle free. He is well versed in his field and we would recommend his professionalism to anyone who is needing the guidance that he offered in serving us.

Triatan ross August 28, 2017
google

Great mortgage brokers. These guys will give you great advice in terms of the best home loan product. Speak to these guys before going to your bank. You won't regret it.

8 Ways We Help Business Owners
Get A Better Home Loan

Comparing banks and mortgage brokers can be confusing (and time-consuming). But it’s a critical exercise because choosing the right lender can save you thousands in interest & fees, and get you more money, faster. While the wrong lender could…

  • Jeopardise your dream property with long delays
  • Cause you to needlessly overpay in interest and fees
  • Expose your current assets to unnecessary risk
  • And damage your credit rating and future finance opportunities

Here are some of the things we do differently to help you avoid these disaster scenarios and get the right home loan — fast:

Specialists In Small Business and Unique Lending Situations

Business owners who fall outside the rigid lending criteria of banks can find it difficult to get finance. We specialise in helping people who have unique situations including self-employed business owners and those who may have been knocked back for finance in the past.

Potentially Save Thousands With More Lending Options

While most banks and brokers are limited by their in-house or brand-approved loans (whether they are right for you or not), we analyse dozens of loan options from our vast network of lenders to help you potentially save thousands in interest and fees.

Holistic Advice To Help Maximise Borrowing Capacity

Our holistic approach considers your entire financial structure (not just your loan) to help maximise your borrowing capacity, and protect your credit rating.

Solely Serving You And Your Interests

Large lenders are naturally accountable to shareholders and corporate interests (and recommend loans accordingly). We serve you and your interests alone.

Qualifications And Experience

Unlike a mortgage broker, who has to undertake a Diploma of Mortgage Management by law, did you know bank staff (while they may be required to undertake inhouse training) do not need to be formally qualified in finance?

Make no mistake, our team members have the formal qualifications, experience, and ongoing professional development to help business owners achieve their financial outcomes.

Regular Reviews Ensure You Always Have The Best Loans

When did your bank last call to tell you they could give you a better deal on your loans or savings accounts? We will proactively analyse your loan at least once a year (more often if interest rates change) to make sure you’ve always got the right loan for your situation.

Complete Done For You Service

We compare dozens of loans, negotiate the rate with lenders, prepare and package your application for fast approval, and manage the whole process to ensure no mistakes are made. And it won’t cost you a single cent. 

Advice Specific To Your Situation

Whether you’re looking for a new home or business loan, trying to save on your existing loans, consolidating multiple loans, or simply want advice for the future, we invite you for a Consultation where we will share our advice stemming from over 48 combined years of experience.

Our Six ‘A’ System To Help You
Get The Right Finance -- Fast

9

ACQUAINTANCE:

We take time to understand your needs and financial situation so we can source and structure the right loan to save you interest & fees while protecting your assets

9

ANALYSIS:

We compare loans from dozens of lenders and negotiate rates, fees, and conditions on your behalf – all at no cost

9

ALTERNATIVES:

We present you with several options, explain all the details, and give you our professional recommendation

9

APPLICATION:

We pre-fill and package your application (saving you hours of admin) for maximum approval success

9

APPROVAL:

We follow up to ensure everything goes smoothly (with no mistakes) right through to settlement day

9

ACTIVE CARE:

We regularly review everything to ensure you can be confident you have the right loan for your situation.

Your Next Step To Get The Right Loan for Your Situation – Fast

The quickest and easiest way to see how to get the right home loan is with a no-obligation Complimentary Consultation during which:

  • You’ll get a firm idea of how much you can borrow and what it will cost in terms of interest, fees, and repayments (so you can confidently plan and even start looking at homes)
  • You’ll learn how to avoid common mistakes that can lead to failed applications and corresponding credit damage (and things you need to do now to ensure your loan application is successful)
  • You’ll get an overview of the different types of home loans and finance structures (and what loans are likely to give you the interest, fees and flexibility you’re looking for)
  • You’ll explore ways our team can help you get better home loan finance so you can potentially save thousands in interest and fees, and get on with building your business (and your life)

Please be assured this consultation is not a sales presentation in disguise. On the contrary, you will receive expert advice specific to your situation.

Naturally, we’d love to help you arrange your finance, but you can certainly take our advice and try to implement it yourself. In any case, you have nothing to lose with a no-obligation complimentary consultation. 

Alex Sperling - Finance/Mortgage Broker

Alex Sperling - Finance/Mortgage Broker

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Alex Sperling - Finance/Mortgage Broker
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