About Us

Sydney Loan Expert Quits Big Bank To Start His Own Mortgage Broking Business, So He Can…

Look Clients In The Eye, Certain He Is Giving Them The Right Loan for Their Needs
Alex Sperling
My name is Alex Sperling, the founder of Pro Options. I got my first loan when I was an employee at a major bank. And the experience was terrible. No communication. No follow through. My wife and I were stressed we’d lose the house we were buying.

Over the next few years (while still working at that bank) I bought 7 investment properties. But I didn’t get the finance from the bank (I’d learned that lesson). Instead, I worked with a local mortgage broker.

I learned so much about finance that people started asking me for advice. And they urged me to become a finance manager with the bank. But I couldn’t. Because I know I’d be forced to ‘sell’ the small range of loans the bank offered, whether they were right for my clients or not.

So, I started my own mortgage broking business. And since then, I’ve built a team of experts who specialise in helping self-employed business owners

…source, and structure better finance, optimised to maximise your borrowing capacity, and potentially save you thousands in interest and fees…

…so you can build your business, your wealth, and your lifestyle.

What’s Different About Us?

Our guiding philosophy is simple (but sadly uncommon):

Get the best overall outcome for our clients.

Not just the lowest interest rate (although that’s obviously important). We go beyond the loan itself and ensure your financial structures are set up to get approved for more money, save tax, and keep your assets safe. That’s how we help you:

Save money… with a lower interest rate and fees
Save time… we do all the legwork and paperwork for you
Avoid mistakes… especially those that could harm your credit rating or expose your assets
Build your business… through fast access to affordable finance that enables you to take advantage of opportunities without eroding your margins or putting pressure on your cash flow
Grow your wealth… with financial structures that enable you to pay off debt, and boost your investments

What’s So Important About Financial Structures?

The wrong loan structure can…

  • Hamper your borrowing capacity (now and with future loans)
  • Jeopardize your chance for loan approval
  • Damage your credit rating (making it harder to borrow in the future)
  • Leave your assets exposed

The right loan structure will…

  • Enable you to borrow more
  • Increase your approval success
  • Keep your credit rating safe
  • Protect your assets

Testimonials

Other Self-Employed Business Owners and Individuals We’ve Helped

If you’ve ever tried to get a loan from your bank, you’ll know how hard (and often disappointing) it can be. But it doesn’t have to be that way. Take a look at what some of our clients say about how we helped them get finance for their home, investments, and business:

The team at Pro Options has more than 48 years of combined experience helping self-employed business owners and other indiviuals  get fast approval for better finance. Here’s what some of them say about their results and experience with our team:

On Site

A Huge Thank You To Alex From Our Mortgage Options!!

A huge thank-you to Alex from Our Mortgage Options!! I came across Alex about 18 months ago when my partner and I were trying to get into the housing market as first home buyers. Thank god we found Alex and had him on board to help us with our journey. He guided us all the way from getting our pre approval to buy our land and house making everything so easy and stress free. He found us a great loan and bank, explaining everything we needed to know in plain english. He managed everything related to our bank including progress payments and inspections with his communications always prompt causing no delays. Thank-you Alex for helping us to get our first home:)

Melissa
Melissa October 2, 2023
google

I have been working with Alex for 12 years and he has been wonderful to deal with, his knowledge and client focus have saved me thousands of dollars. Highly recommended!

Carl Brooks September 4, 2023
google

Alex and his team are top notch brokers and always goes beyond the call of duty to help clients, I would recommend his service to anyone needing finance.

Laurence Hugo May 17, 2023
On Site

My Investment Refinance Journey Paid Huge Dividends!!

“As an experienced investor who has required finance for property purchases whether they be for land, units, houses or for construction both in NSW or interstate, I’m always after a better deal. Ultimately the better the deal, the more dollars I can drive back into further investments to achieve my financial freedom dreams and fund my lifestyle that includes a comfortable family home, private school fees for my children, numerous overseas trips, and stepping ever closer to leaving the rat race behind. Recently in this strange Covid-19 world, Alex at Our Mortgage Options managed to refinance my exisiting mortgages and secure me additional construction loan finance that has now paid off handsomely. I’m basically at minimum now $500 a month (or $6000 a year) better off with reduced interest rate payments meaning that the next project after this new property is built, is not that far away. The refinance journey due to financial institution compliance can sometimes be excruciatingly long and frustrating but with Alex in your corner, well worth it!!”

Martin - Western Sydney
Martin - Western Sydney July 1, 2022
google

Alex was extremely helpful throughout our 1st home purchase. He made the process smooth and hassle free. He is well versed in his field and we would recommend his professionalism to anyone who is needing the guidance that he offered in serving us.

Triatan ross August 28, 2017
google

Great mortgage brokers. These guys will give you great advice in terms of the best home loan product. Speak to these guys before going to your bank. You won't regret it.

What Type Of Loan Are You Looking For?

Click on the links below for more information about different types of loans. Or book a no-obligation Free Consultation with a finance expert and get personalised advice for your specific situation.

Home Loan

Investment Property Loan

Debtor Finance

Commercial Property Loan

Asset & Equipment Finance

Short Term Loan

Alex Sperling - Finance/Mortgage Broker

Alex Sperling - Finance/Mortgage Broker

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Alex Sperling - Finance/Mortgage Broker
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